VA Loan Entitlement Calculator
Full entitlement means no VA loan cap ? but if entitlement is tied up in an old loan, your $0-down max is limited by the county conforming limit. See your exact remaining entitlement.
VA Loan Entitlement Calculator
$
2026 baseline ≈ $832,750 (1-unit); high-cost areas higher
$
From prior VA loans or a loan you still hold
$
0 if your old VA loan is paid off / sold
Full entitlement
With full entitlement there is no VA-imposed loan cap for $0 down — your limit is what the lender approves.
Bonus/second-tier entitlement: buying above your $0-down max usually requires ~25% of the overage as down payment. Selling and paying off a prior VA loan restores entitlement.
Numbers look good? Check what lenders will actually offer you.
Check VA loan options