Mortgage Payment Calculator (PITI)

Your real mortgage payment is more than principal and interest. Enter the home price, down payment, rate and term ? we add property taxes, insurance, HOA and PMI so the number you see is the number you'll actually pay.

Mortgage Payment Calculator

$
%

$40,000 down

%
%

National avg ≈ 1.1%/yr — check your county

$
$

Total Monthly Payment (PITI)

$2,967

on a $360,000 loan

Principal & Interest$2,275
Property Taxes$367
Home Insurance$175
PMI (est. 0.5%/yr)$150
Total interest over 30 years$459,160

Numbers look good? Check what lenders will actually offer you.

See your real rate — free in 60 seconds

FAQ

No credit pull • Free
Check My Rate — No Credit Pull